Look beyond the asking price.

Six checks before you buy

• Insurance availability and cost
  Request multiple quotes before your offer becomes final.
• Flood, hurricane, wildfire, and weather exposure
  Use official federal, state, and local risk sources for the exact address.
• Property tax and special assessments
  Confirm current bills and whether the purchase may trigger reassessment.
• HOA finances and restrictions
  Review fees, reserves, insurance, pending assessments, and rental rules.
• Rental demand and vacancy
  Compare completed leases and realistic expenses—not only advertised rent.
• Independent property inspection
  Use qualified inspectors and follow up with specialists when a concern is found.